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Our ability to promote solutions to out of control credit card marketing on campus rests with you.  Tell us your story of over the top credit card marketing, terrible credit card terms and conditions, and help us build our case.

Truth About Credit Campaign


What's New

President Obama signed into law strong legislation, called the “Credit Card Accountability, Responsibility and Disclosure (CARD) Act”, that will halt the most egregious abuses by the credit card industry. This is a big victory for students and all consumers.

New Credit Card Law Impacts Students

Ed Mierzwinski, Consumer Program Director for USPIRG, is pictured here with President Obama at the signing of the new credit card law.

To read more on how the law impacts college students, Click Here!


Overview

To protect student consumers right now, our Campus Credit Card Trap effort aims to reduce student exposure to the worst practices that trap students into unfair terms and conditions. Campuses can adopt principles for responsible marketing that rein in the worst practices.

Student Credit Card Debt in the News

Check out this radio program about students and campus credit cards. And then read this USA Today article about rising credit card debt along with rising tuition and fees.

FEESA - Free gifts now. Huge fees later.

Students, fight back against the aggressive marketing of credit cards on campus.  Hold a FEESA tabling event on campus today!  Check out other events and actions on campus across the country.

 

Research

The Truth About Credit campaign's recent survey, The Campus Credit Card Trap, and companion white paper, Characteristics of a Fair Campus Credit Card, outline campus credit card marketing practices on college campuses and assess the best terms and conditions on lines of credit for students.

USPIRG's Christine Lindstrom testified to Congress in June, explaining the reports' results.

Read the testimony - Watch C-SPAN coverage