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Student Survey on Loans

We’re conducting a survey of students to understand what you do and don’t know about  student aid and student loans.  Please take 3 to 5 minutes to fill out this survey.  If you have questions or concerns regarding this survey, please contact Sean Golan, Student PIRGs Student Debt Alert organizer, at seang@studentpirgs.org.

Full Name:
Age:
Email:
Year in College




1. Do you have a student loan to pay for college?
       
IF NO, skip to question 5.
2. Is your student loan the first loan you have ever had?
       
3. Are you solely responsible for repaying your student loan(s)?
       
4. Is your loan a private student loan or a federal student loan?





*4b. If you only have a private student loan, did you fill out the application for federal student aid (the FAFSA form)?


*4c. How did you find out about the private loan product that you use?







5. Have you taken out a loan for something other than education*?
       
*credit cards are excluded
6. How familiar you are with terms and conditions of loans, such as interest rates, penalty fees, interest accrual, and monthly repayment amounts etc. ?




7. How knowledgeable are you as a borrower about the options you have if anything goes wrong in loan repayment?




8. How knowledgeable are you as a borrower about options you have if you cannot repay a loan?




9. Do you think safeguards should be improved for loan borrowers?



10. Which of these improvements would help first time loan borrowers the most?