In March, the U.S. PIRG Education Fund released The Campus Credit Card Trap,[i] reporting the findings of a major survey of student attitudes toward the marketing of credit cards on college campuses. This follow-up paper outlines the recommended characteristics (terms and conditions) that credit cards marketed to college students should have to be considered “fair” to college students and other young people. Such fair cards should also be marketed subject to all of the PIRG marketing principles and be accompanied by independent financial education and literacy programs.
To fix our roads and bridges, America first must fix our transportation policies. To counteract the tendencies to neglect repair and maintenance, we must adopt strong “fix-it first” rules that give priority to maintenance of our existing roads and bridges, set national goals for the condition of our transportation system, and hold state governments accountable for achieving results.
The Student PIRGs conducted this study to evaluate options from the traditional textbook market - rentals, e-books and e-readers - and open textbooks as potential next steps to reduce the high cost of textbooks. The report finds that student preferences vary widely, and that options like rentals and e-books only appeal to a subset of students. Open textbooks have the highest potential as a solution because they can meet the needs of all students.
As America moves toward construction of new high-speed rail networks in regions throughout the country, we have much to learn from experiences abroad. High-speed rail lines have operated for more than 45 years in Japan and for three decades in Europe, providing a wealth of information about what the United States can expect from high-speed rail and how we can receive the greatest possible benefits from our investment.